Finbud Financial Services Limited (FFSL), formerly known as Finbud Financial Services Private Limited, is a technology-driven financial services company providing loan distribution and digital lending solutions through both agent-based and online channels. The company earns revenue by connecting customers with lending institutions and facilitating loan disbursement through a hybrid model combining physical agents and digital platforms.

The Company is led by Promoter, i.e., Parth Pande, VIVEK KAKKAD, Vivek Bhatia and Parag Agarwal.

The Revenues from operations for the Period ended on July 31, 2025 and Fiscals ended on Mar 31, 2025, 2024 and 2023 were â‚¹ 8,576.37 Lakhs, ₹  22,328.28 Lakhs, â‚¹  19,023.97 Lakhs, and ₹  13,547.82 Lakhs, The EBITDA for the Period ended on July 31, 2025 and Fiscals ended on Mar 31, 2025, 2024 and 2023 were â‚¹ 587.41 Lakhs, ₹  1,466.10 Lakhs, â‚¹  1,058.93 Lakhs, and ₹ 423.15 Lakhs, The Profit after Tax for the Period ended on July 31, 2025 and Fiscals ended on Mar 31, 2025, 2024 and 2023 were were â‚¹ 332.93 Lakhs, ₹  849.68 Lakhs, â‚¹  565.78 Lakhs, and ₹  183.32 Lakhs, respectively. This indicates a steady growth in financial performance.

The Company Key Performance Indicates the pre-issue EPS of â‚¹  6.07 and post-issue EPS of ₹ 4.46 for FY25. The pre-issue P/E ratio is  23.39x, while the post-issue P/E ratio is 31.84x against the Industry P/E ratio is 23x. The company's ROE for FY25 is 23.61% and RoNW is 23.61%%. The Annualised EPS is ₹ 5.24x and P/E is 27.08x. These metrics suggest that the IPO is fairly priced.

The Grey Market Premium (GMP) of Finbud Financial Services showing listing gains of 0.00 %.Given the company's financial performance and the valuation of the IPO, we recommend Investors to Avoid to the Finbud Financial Services Limited IPO for Listing gain or Long Term Purposes.